If you’re self-employed or don’t have health insurance through your job, you can get affordable rates on a policy that protects your whole family. Today, standardized coverage is available at four levels. You can find the level that’s best for you and choose from a variety of plans that cover preventive care, prescription medications, emergency services and alternative treatments. Bronze plans offer low premiums and cover essential services, but co-pays are higher. If you’d prefer moderate premiums with more benefits and lower co-pays, a silver plan might be a better choice. Opt for a gold or platinum plan if higher premiums are acceptable and if you want to reduce out-of-pocket costs further. Annual deductibles and out-of-pocket maximums are also regulated to protect you from excessive health care expenses. Other things to consider are prescription drug coverage, the cost of office visits, access to in-network physicians and possible coverage limits.
If you’re ready to pick an affordable individual or group plan, call us directly. We can provide instant quotes from these carriers in New York State.
Please call one of our experienced representatives, who will assist you in shopping for quotes at no cost or obligation to you. We can offer great and affordable package deals and provide health and dental insurance quote comparisons from multiple carriers to see if you can get the same or better coverage for less money. Our mission is to serve you better and ensure that you will get the health and dental insurance coverage you really need. We are happy to assist you and answer any questions you may have.