With the number of insurance providers constantly increasing and the various controversies still circling the Affordable Health Care Act, choosing an individual health insurance policy is now difficult than ever. However, it is one of the most important life decisions…

While most insured individuals presume that their policies are merely for hospitalization expenses, many insurance providers also foot the bill for associated expenses. There are a number of under-publicized benefits in health insurance that remain idle due to lack of…

If you are planning to quit smoking, there are a number of financial incentives waiting for you. For starters, get this: many health insurance companies will cut down your rate if you haven’t used tobacco in the last 12 months!…

Health insurance plans provide you with financial protection in case you have a serious accident or face any other medical emergency. If you are uninsured, you might be exposed to more medical expenses than you can handle. For many uninsured…

Even healthy people need health insurance policies. Having a health plan has actually nothing to do with waiting for the time you fall severely ill. Provided that you secure a policy at the right time, you can maintain you and…