When buying a health insurance plan, most of us are under the impression that these policies will only cover medical or hospital related expenses that we may have to deal with in the future. However, certain health insurance companies offer a lot more, and many of us are not even remotely aware of these amazing little perks that we get on the side.
So what exactly are these added benefits? Before we begin with the benefits, we advise all our customers to take note of one very important fact: the benefits that are about to be listed below may or may not be covered by your particular health insurance provider. So, when confronted with a possible issue which you think should be covered by your insurance policy, always call your insurance agent and confirm directly.
Counseling Services for Weight Loss:
According to the National Institute of Diabetes and Digestive and Kidney Diseases, more than 1 in every group of 3 adults is obese. Obesity being one of the main causes for so many illnesses, it only makes sense that it should not be left untreated.
Several health insurance policies that are available through the Affordable Care Act offer coverage for weight loss counseling services. The strategies and techniques they teach their clients during these counseling services have proven to be very effective and helpful in making people monitor, lose, and control their weight.
Free Gym Memberships:
If you think about it, offering free gym memberships to clients is actually a very neat way of getting people to file fewer claims. Going to the gym regularly will to some extent ensure a healthier lifestyle which in turn will lead to fewer health-related problems. If there are fewer health claims filed for the insurers to pay, they’d have fewer claims being filed.
Go through your health insurance policy to see if you have any such privileges. Most of these policies offer memberships to specific gyms only so you might not get to work out at a gym of your preference, but in the bigger picture, you will get to work out at a gym and that too free of cost.
Diapers for Slightly Older Children (3+)
While potty training for most babies begins when they turn 18 months old, if for some reason your child sill has not quite gotten the grasp of the concept, let us say due to conditions like Autism, and you are required to use diapers, certain health insurance policies can help you with this.
These are just some of the benefits that your policy may be offering you. At Affordable Health Insurance in NY, we try our best to offer our clients with the best NY health insurance. Visit our office or find us on Facebook to know more about who we are and what we do.